Broker-arranged
Insurance for concreters
Insurance for concreters and formworkers: public liability for the sites you work on, cover for your tools, mixers and ute, and the licence rules for residential work. A licensed broker arranges it.
- Concreting licences explained
- One short form, then a licensed broker takes it from there
What insurance do concreters need?
Public liability is the core cover: concreting can damage driveways, walls and neighbouring property, and builders require it before you start. Tools and vehicle cover come next, and contract works if you contract directly for a job. Concreting is arranged through a broker.
Licence thresholds for residential concreting
| State | When you need a licence |
|---|---|
| NSW | General concreting is a licensed category. You need a licence for residential work valued at more than $5,000 in labour and materials, including GST. |
| Queensland | QBCC issues a concreting licence covering formwork, reinforcement and concrete, for building work valued over $3,300. |
| Other states | Check your state’s building regulator. |
The covers concreters usually hold
| Cover | Why |
|---|---|
| Public liability | Damage to neighbouring property, or a visitor hurt on site. |
| Tools and equipment | Screeds, floats, saws and mixers. |
| Commercial vehicle | The ute or truck you work from. |
| Contract works | The works and materials, if you contract directly. |
| Workers compensation | Once you employ workers. |
How to get concreter cover through us
Concreter insurance questions
Do concreters need a licence in NSW?
Yes, for residential general concreting valued at more than $5,000 in labour and materials, including GST.
Do concreters need public liability insurance?
Builders and head contractors require it, and it covers damage to other people’s property and injuries on site.
Does public liability cover cracked concrete I poured?
No. Fixing your own work isn’t covered. It can cover damage the work causes to other property.
Why are concreters arranged by a broker?
Concreting carries higher risk, so a licensed broker reviews the work and arranges suitable cover.
Do I need contract works insurance?
If you contract directly with the owner for a job, contracts commonly require it.
Keep reading
More industries arranged by a broker
Sources
Concreters