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Insurance for massage therapists
Insurance for massage therapists and remedial therapists: professional indemnity for the treatment you give, public liability for your clinic or mobile practice, and cover for your table and equipment. Tell us you’re a massage therapist and a licensed broker compares quotes for you.
- Massage therapist set as your occupation (ANZSIC 8539)
- PI and public liability in one request
What insurance do massage therapists need?
Most massage therapists hold professional indemnity and public liability together. PI covers claims that your treatment or advice caused harm or loss, and public liability covers injuries such as a client slipping in your clinic.
The NSW code of conduct
Massage therapists aren’t one of the professions registered through Ahpra. In NSW they’re non-registered health practitioners, covered by a code of conduct in the Public Health Regulation 2022. The code requires practitioners to practise safely and within their training, and to keep appropriate records and insurance. The Health Care Complaints Commission handles complaints.
The covers massage therapists usually hold
| Cover | Why |
|---|---|
| Professional indemnity | A client says your treatment or advice caused an injury or loss. |
| Public liability | A client slips in your clinic, or trips over your table in their home. |
| Equipment cover | Your portable table and kit, if you work mobile. |
| Income protection (broker) | For when you can’t work. Massage is physical work. |
What massage insurance usually won’t cover
These need other cover, or aren’t insurable:
- Treatment outside your training.The NSW code requires you to practise within your training. Check your policy’s scope too.
- Your own injury.That’s income protection.
- Staff injuries.Workers compensation, once you employ.
How to compare massage therapist insurance
Massage therapist insurance questions
What insurance does a massage therapist need?
Usually professional indemnity and public liability together, plus equipment cover if you work mobile.
Is insurance compulsory for massage therapists?
In NSW, the code of conduct for non-registered health practitioners requires practitioners to keep appropriate insurance.
Are massage therapists registered with Ahpra?
No. In NSW they’re non-registered health practitioners covered by a code of conduct under the Public Health Regulation 2022.
Does PI cover a client injured during a massage?
Claims that your treatment caused an injury are usually a professional indemnity matter. Check how your policy treats treatment risks.
Can massage therapists compare online?
Yes. Massage therapists can request quotes online.
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