Compare online
Yoga and Pilates teacher insurance
Yoga and Pilates teachers hold two covers: public liability for a student who is injured in class, and professional indemnity for a claim that your instruction caused harm. Studios, gyms and councils ask for both before you teach. Compare quotes online in one request.
- Public liability and professional indemnity together
- Studios, gyms, parks and online classes
- No phone number needed to request quotes
What insurance does a yoga teacher need?
Public liability covers injury to a student or damage to the venue, such as a fall during a balance pose or a mat that slips on a studio floor. Professional indemnity covers claims that your instruction, adjustments or advice caused an injury, which is the more common claim against an instructor. Most insurers write the two together for fitness and wellness professionals. If you employ other teachers, workers compensation is compulsory in your state.
Teaching from home or online doesn’t remove the need. business.gov.au notes that home-based businesses face the same obligations as other businesses, and an online class still involves advice a student acts on.
What venues ask for
| Where you teach | What they usually ask for |
|---|---|
| Studios and gyms | A certificate of currency showing public liability, commonly $10 million or $20 million, and professional indemnity |
| Council parks and halls | Public liability, often $20 million, with the council noted as an interested party |
| Retreats and events | Public liability and professional indemnity, sometimes with the organiser named |
| Online and from home | Nobody asks, but the risk is the same and your home insurance usually excludes business activity |
What’s usually covered, and what isn’t
Usually covered
- A student injured in class where you’re found liable, under public liability.
- Claims about your instruction or adjustments, under professional indemnity.
- Damage to a venue you hire.
- Online classes, in most wellness policies.
Usually not covered
- Treatments outside your qualifications, such as massage or dietary advice, unless listed.
- Your own injury. That’s personal accident cover.
- Your mats and equipment, unless you add portable equipment cover.
- Employees’ injuries. That’s workers compensation.
How to compare yoga teacher insurance
Yoga teacher insurance questions
Do yoga teachers need professional indemnity insurance?
Yes. The common claim against an instructor is that an adjustment or instruction caused an injury, and that’s a professional indemnity claim, not a public liability one. Most studios ask for both.
Does yoga teacher insurance cover Pilates, barre and meditation?
Many wellness policies list the modalities they cover. Tell us everything you teach, so the policy lists each one.
Am I covered teaching in a park?
Yes, if the policy covers off-site classes, and the council will usually ask for a certificate of currency naming it as an interested party.
Do I need insurance to teach online?
Nobody will ask for it, but a student who follows your instruction at home can still claim. Professional indemnity is the cover that responds.
Can yoga teachers compare insurance online?
Yes. Public liability and professional indemnity for yoga and Pilates teachers can be compared online in one request.
Keep reading
More industries that compare online
Sources
Yoga teachers