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Insurance for plasterers
Insurance for dry and wet plasterers: public liability for the sites you work on, cover for your tools and van, and the licence rules for residential work. Tell us you’re a plasterer and a licensed broker compares quotes for you.
- Plasterer set as your occupation (ANZSIC 3241)
- Public liability, tools and vehicle in one request
What insurance do plasterers need?
Most plasterers start with public liability, because builders, head contractors and clients ask for it before you start. Tools and the work vehicle usually come next, and workers compensation once you take on an apprentice or employee. Residential work above set values also needs a licence.
Licence thresholds for residential work
| State | When you need a licence |
|---|---|
| NSW | Dry plastering and wet plastering are licensed trade categories. A contractor licence is needed for residential work valued at more than $5,000 in labour and materials, including GST. |
| Queensland | A QBCC licence for building work valued over $3,300. |
| Other states | Check your state’s building regulator before you quote residential work. |
The covers plasterers usually hold
| Cover | Why |
|---|---|
| Public liability | Injury or damage on site, such as a visitor tripping over sheets. |
| Tools and equipment | Stilts, mixers and hand tools. |
| Commercial vehicle | The van or ute you work from. |
| Workers compensation | Once you take on an apprentice or employee. |
What plasterer public liability won’t cover
These need other cover, or aren’t insurable:
- Fixing your own faulty work.Public liability responds to the injury or damage your work causes, not the cost of redoing it.
- Your tools.Tools insurance
- An injured apprentice.That’s workers compensation.
How to compare plasterer insurance
Plasterer insurance questions
Do plasterers need public liability insurance?
It isn’t compulsory everywhere, but builders and head contractors require it before you start.
Do plasterers need a licence in NSW?
Yes, for residential dry or wet plastering valued at more than $5,000 in labour and materials, including GST.
How much public liability does a plasterer need?
Whatever your contracts require. Limits are commonly offered at $5 million, $10 million and $20 million.
Does public liability cover my tools?
No. Your tools need tools insurance.
Can plasterers compare insurance online?
Yes. Plasterers can request quotes online.
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